Commercial Insurance
At AOR Insurances Ltd, we are committed to providing tailored commercial insurance solutions to businesses across Ireland. Based in Cavan, our team brings decades of experience and a deep understanding of the complexities involved in safeguarding businesses against risk. We cater to a wide range of industries with comprehensive policies that ensure peace of mind.
Construction and Engineering
Contractors’ All Risks Insurance:
Covers materials, construction sites, and ongoing projects against damage or loss.
Plant and Machinery Insurance:
Protection for equipment used in construction.
Employers’ Liability Insurance:
Mandatory for employers to protect against employee injury claims.
Professional Indemnity Insurance:
For design flaws or project-related errors.
Public Liability Insurance:
Safeguards against claims for third-party injuries or damages.
Farm Insurance
Shops and Retail Insurance:
Protects stock, fixtures, and fittings from theft or damage.
Business Interruption Insurance:
Covers income loss due to insured events.
Public Liability Insurance:
For customer claims arising from injuries or property damage.
Employers’ Liability Insurance:
For employees working on-site or in warehouses.
Cyber Insurance:
Protection against online fraud and data breaches for e-commerce businesses.
Hospitality and Tourism
Hospitality Insurance:
Covers hotels, restaurants, bars, and cafes against liability, property damage, and equipment failure.
Business Interruption Insurance:
For revenue losses due to closures or unforeseen events.
Public Liability Insurance:
Protects against claims from guests or visitors.
Employers’ Liability Insurance:
Safeguards businesses employing hospitality staff.
Contents and Stock Insurance:
Covers kitchen equipment, furniture, and perishables.
Professional Services
Professional Indemnity Insurance:
Essential for consultants, accountants, lawyers, architects, and engineers to cover professional mistakes or negligence claims.
Public Liability Insurance:
Covers claims from visitors to the office premises.
Cyber Insurance:
Protects client data from breaches.
Employers’ Liability Insurance:
For employees working in professional firms.
Manufacturing and Industrial
Product Liability Insurance:
Protects against claims resulting from defective products.
Employers’ Liability Insurance:
For employee injuries in factories.
Public Liability Insurance:
Covers claims from third parties visiting the premises.
Machinery Breakdown Insurance:
Covers repair and replacement of critical equipment.
Commercial Property Insurance:
Protection for factory buildings and inventory.
Transport and Logistics
Fleet Insurance:
Covers multiple business vehicles under a single policy.
Goods in Transit Insurance:
Protects goods against loss or damage during transportation.
Employers’ Liability Insurance:
For drivers and logistics staff.
Public Liability Insurance:
Covers claims arising from third-party injuries or damages.
Cargo Insurance:
For international shipping and freight businesses.
Real Estate and Property Management
Apartment Blocks Insurance:
Protects buildings, liability, and loss of rental income for landlords and management companies.
Commercial Property Insurance:
Covers office buildings, retail spaces, and warehouses.
Public Liability Insurance:
For claims from visitors to properties.
Employers’ Liability Insurance:
For staff such as caretakers and maintenance teams.
Agriculture and Farming
Farm Insurance:
Covers farm equipment, livestock, and crops.
Public Liability Insurance:
Protects against claims from visitors or customers.
Employers’ Liability Insurance:
For farm labourers and workers.
Product Liability Insurance:
For produce sold to consumers.
Environmental Liability Insurance:
Covers pollution or environmental damage caused by farming activities.
Education and Training
Public Liability Insurance:
For claims from students or visitors on educational premises.
Contents Insurance:
Covers furniture, electronics, and equipment.
Employers’ Liability Insurance:
For teachers and staff.
Professional Indemnity Insurance:
For training providers offering specialised knowledge.
Technology and IT
Cyber Insurance:
Essential for protecting against hacking and data breaches.
Public Liability Insurance:
Covers third-party claims for injuries or damages at company premises.
Professional Indemnity Insurance:
For software developers, IT consultants, and service providers.
Employers’ Liability Insurance:
For IT staff and engineers.
Healthcare and Medical
Medical Malpractice Insurance:
Covers healthcare professionals against negligence claims.
Employers’ Liability Insurance:
For staff in clinics, hospitals, or care homes.
Public Liability Insurance:
Protects against claims from patients or visitors.
Property Insurance:
Covers medical equipment, facilities, and inventory.
Cyber Insurance:
To safeguard sensitive patient data.
Financial Services
Professional Indemnity Insurance:
For accountants, financial advisers, and brokers.
Directors and Officers Insurance:
Protects senior executives from liability claims.
Cyber Insurance:
Protects sensitive financial data from breaches.
Public Liability Insurance:
Covers third-party claims for incidents at offices.
Arts, Entertainment, and Media
Event Insurance:
Covers cancellations, liabilities, and damages for events and performances.
Equipment Insurance:
For cameras, musical instruments, and technical gear.
Public Liability Insurance:
Protects against claims from attendees or participants.
Employers’ Liability Insurance:
For staff involved in productions or events.
-
What types of car and van insurance do you offer?We provide third-party, third-party fire and theft, and comprehensive car and van insurance policies.
-
Can I add additional drivers to my policy?Yes, additional drivers can be added to most policies. Contact us to update your policy details.
-
Do you provide insurance for young or first-time drivers?Yes, we offer competitive rates for young and first-time drivers.
-
How can I contact AOR Insurances?You can reach us via phone, email, or by visiting our office. Visit our website for full contact details.